Why Clients Fail At Retirement

Why Clients Fail At Retirement

Freakonomic’s Dubner: Art Of Incentives

Freakonomic’s Dubner: Art Of Incentives

The Untold Tales Of Retirement

The Untold Tales Of Retirement

Kokkie Kooyman: Back to the old game

http://www.denkercapital.com/back-to-the-old-game-an-article-by-kokkie-kooyman/

Alec Hogg The Daily Insider: The cost of Zuma's blunder

http://www.biznews.com/undictated/2015/12/15/cost-to-sa-of-zuma-v-rooyen-gordhan-nene-r171bn/

Cees Bruggemans: Zuma changes his mind

Zuma "changes" his mind

http://t.digitalnewspaper.co.za/nl/jsp/m.jsp?c=%40Pmro%2Bv1hrVMhN9Vkni5HgmzdT8pgiiNRVGTNqy24K54%3D

The madness of King Zuma | South Africa | Daily Maverick

The madness of King Zuma | South Africa | Daily Maverick

Cees Bruggemans: Fearful, Fearless

I have a problem. It is called a duality. Thinking South Africa (there is a much bigger other South Africa, worthy of its own psychoanalysis), breaks down into two clear groupings, those fearful (many by now petrified) and those not fearful (many to the point of casualness). There doesn't seem to be a middle way. This is just an anecdotal observation, but a powerful one, for where does this distinction in thinking originate?
It doesn't remind of dog lovers (nearly everyone can be made to love a dog, no matter the mongrel), but certainly of cat lovers (most human populations split in two, either loving cats, or hating them with a passion, but nearly no-one being indifferent to them, something to do with regal cat personalities which calls forth either genuine admiration or deeply felt abhorrence).

http://t.digitalnewspaper.co.za/nl/jsp/m.jsp?c=%401nYLo4OP8ffJvNv4seHegi91PjIqiMtYLm3n4jF9S0A%3D

The big price plunge | Opinion | Moneyweb Today

The big price plunge | Opinion | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

The funds caught in the Nene storm | News | Moneyweb Today

The funds caught in the Nene storm | News | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Rian Malan: Zuma going the full Mugabe

Rian Malan writes on the President’s disturbing speech rationalising his sacking of Finance Minister Nhlanhla Nene:

Like all South Africans, I woke up this morning to great lamentations and gnashings of teeth about president Zuma’s decision to, um, redeploy minister of finance Nhlanhla Nene. All commentators agreed it was a shockingly bad move. Most speculated it had something to do with Mr. Nene’s determination to control spending and block projects that seem dear to the presidential heart – the purchase of SAA Airbuses through mysterious third parties, for instance, or the fiscally suicidal Russian nuclear power deal.

But as of this writing, nobody is paying much attention to the speech Zuma made immediately after his fateful move against Nene. This is a pity, because it was an extraordinary address, delivered without benefit of the written material over which Zuma so frequently stumbles. This time, he looked his audience in the eye and spoke off the cuff for fifty-odd minutes. And what he said was….well. In his own estimation, it was “most historic.” One got the impression that the president felt he had crossed a threshold, and needed to explain himself...

http://www.politicsweb.co.za/news-and-analysis/zuma-going-the-full-mugabe

Fin24: Zuma's (forced) turnaround

Gordhan's return: Will SA force Zuma to fall on sword?

http://www.fin24.com/BizNews/gordhans-return-will-sa-force-zuma-to-fall-on-sword-20151214

Fin24: Zuma's blunder - economists speak out

Dawie Roodt: Zuma must go, he's a disgrace

http://www.fin24.com/Economy/dawie-roodt-zuma-must-go-hes-a-disgrace-20151214?utm_source=fin24-am-update&utm_medium=email&utm_campaign=Newsletters

Fin24: Massive political defeat for Zuma

Massive political defeat for Zuma

http://www.fin24.com/Opinion/massive-political-defeat-for-zuma-20151214

A Game Changer? by Kokkie Kooyman Denker Capital

http://www.denkercapital.com/a-game-changer-an-article-by-kokkie-kooyman/

The Zuma Rand by Cees Bruggemans

http://t.digitalnewspaper.co.za/nl/jsp/m.jsp?c=%40enqDcmqwCs7hfG2C9ZZ9P7e83ZvUNEEHvnjdv%2BgTviM%3D

Zuma 'removes' Nene as finance minister | News | Moneyweb Today

Zuma 'removes' Nene as finance minister | News | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Get ready for a new-look Alsi | Industry | Moneyweb Today

Get ready for a new-look Alsi | Industry | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

What will 2016 have in store? | News | Moneyweb Today

What will 2016 have in store? | News | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

MoneyWeb: Get ready for a new-look ALSI

Get ready for a new-look Alsi

http://www.moneyweb.co.za/investing/get-ready-for-a-new-look-alsi/

Understanding Stagnation by Cees Bruggemans

http://t.digitalnewspaper.co.za/nl/jsp/m.jsp?c=%40%2BxL6BV7UR1HOt0Jar71olOheWQULTK4ZT%2BnLllKEPgc%3D

Questions That Will Move Markets

Questions That Will Move Markets

Vanguard's Gain Is Wall Street's Pain As Billions Leave the Financial Industry

Vanguard's Gain Is Wall Street's Pain As Billions Leave the Financial Industry

Who Is The Richest Person Ever?

http://www.thetradingreport.com/2015/11/30/who-is-the-richest-person-ever/

Research Affiliates: If Factor Returns Are Predictable, Why Is There An Investor Return Gap?

Research Affiliates: If Factor Returns Are Predictable, Why Is There An Investor Return Gap?

FT.com: US GDP growth higher in Q3

http://on.ft.com/1kRnW7U

UK authority looks into the value proposition of asset managers and consultants

FCA begins major probe into asset managers and consultants

http://www.professionalpensions.com/professional-pensions/news/2435292/fca-begins-major-probe-into-asset-managers-and-consultants?utm_medium=email&utm_term=&utm_content=FCA%20begins%20major%20probe%20into%20asset%20managers%20and%20consultants&utm_campaign=PP.Daily_RL.EU.A.U&utm_source=PP.DCM.Editors_Updates

6 Rules For Disciplined Investing

6 Rules For Disciplined Investing

Welcome to the decline, South Africa | Opinion | Moneyweb Today

Welcome to the decline, South Africa | Opinion | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Vanguard: Keys to improving the odds of active management success

Keys to improving the odds of active management success

 

https://advisors.vanguard.com/VGApp/iip/site/advisor/research/article/ArticleTemplate.xhtml?iigbundle=IWE_InvResKeysToImproveTheOdds&sub=858820531&st=R&oeaut=JpHctscQuK 

The Role Of The Robo-Advisor

The Role Of The Robo-Advisor

FA news.com: Changing demographics and portfolio management

Changing Demographics Threaten Core Tenet Of Portfolio Management

http://www.fa-mag.com/news/changing-demographics-threaten-core-tenet-of-portfolio-management-23731.html?section=132&utm_source=FA+Subscribers&utm_campaign=dc4ac7b8af-FAN_Retirement+News_Prudential+INV_110415&utm_medium=email&utm_term=0_6bebc79291-dc4ac7b8af-233367777

The risk of de-risking your investment portfolio nearing retirement

FinaMetrica’s analysis of 45-year portfolio history shows that the financial services industry has overstated sequence risk to investors. Advisors who have 'de-risked' older investors' portfolios by reducing the asset allocation to equities have cost their clients money in retirement.

This podcast discusses FinaMetrica’s non-intuitive findings from research into sequence risk. Essentially, over the past 40-plus years investors would have had more money available to them in retirement if they had maintained higher equity exposures in their retirement portfolio, except in 5% of cases where there is no difference in outcomes.

The data shows that the industry is overstating sequence risk to clients and de-risking portfolios, when they should be focused on choosing a portfolio consistent with their risk tolerance and taking a sustainable level of regular withdrawal.

http://www.riskprofiling.com/blog/October-2015/sequenceriskbeatup

Have asset managers been absent landlords? | Industry | Moneyweb Today

Have asset managers been absent landlords? | Industry | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Brookings Institute: Higher Education - disruptive innovation is needed

Rethinking college: Disruptive innovation, not reform, is needed...

http://www.brookings.edu/blogs/social-mobility-memos/posts/2015/10/23-rethinking-college-disruptive-innovation-butler?utm_campaign=Brookings+Brief&utm_source=hs_email&utm_medium=email&utm_content=23143575&_hsenc=p2ANqtz-8EFF2cl180jHUsBYWW2ggmyMD95r1QQ68NJHCM93uLImAgqkptta-BRmgvvaFJ1Mt3-Pd1r-5ovFLMWRODBT-YtzBYvQ&_hsmi=23143575

Sweet performance from SA's top general equity funds | Opinion | Moneyweb Today

Sweet performance from SA's top general equity funds | Opinion | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

If SABMiller delists… | Companies | Moneyweb Today

If SABMiller delists… | Companies | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Investment fees are high, muddy in South Africa | Industry | Moneyweb Today

Investment fees are high, muddy in South Africa | Industry | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Foreigners remain large owners of SA banks | Companies | Moneyweb Today

Foreigners remain large owners of SA banks | Companies | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Vanguard: The case for index-fund investing

https://advisors.vanguard.com/VGApp/iip/site/advisor/researchcommentary/article/IWE_InvResCaseIndexing

4 Common Mistakes ETF Investors Make

4 Common Mistakes ETF Investors Make

RMI after asset manager oligopoly | Companies | Moneyweb Today

RMI after asset manager oligopoly | Companies | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

How have local ETFs performed over the last year? | Industry | Moneyweb Today

How have local ETFs performed over the last year? | Industry | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

The Joy Of Investing On Auto Mode

The Joy Of Investing On Auto Mode

Have fund managers been crying wolf? | Opinion | Moneyweb Today

Have fund managers been crying wolf? | Opinion | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

What to do when you don't know what to do | Opinion | Moneyweb Today

What to do when you don't know what to do | Opinion | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

FT.com: Reasons for low interest rates

http://www.ft.com/intl/cms/s/0/516a3548-615b-11e5-a28b-50226830d644.html?ftcamp=crm/email/follow/author/Q0ItMDAwMDkwMA==-QXV0aG9ycw==/product#axzz3o4gTV2Kf

The story of SA in two depressing charts | Opinion | Moneyweb Today

The story of SA in two depressing charts | Opinion | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Dynamic Withdrawal Rule-Simplified

Dynamic Withdrawal Rule-Simplified

Strong growth in enhanced beta | Opinion | Moneyweb Today

Strong growth in enhanced beta | Opinion | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Bears among the emerging markets

FT.com: Markets - Can they really be tamed?

http://www.ft.com/intl/cms/s/0/aad452a8-660b-11e5-a57f-21b88f7d973f.html#axzz3n1T7dnvK?ftcamp=engage/email/new/editors_choice/pwe/crm&utm_source=editors_choice&utm_medium=email&utm_term=new&utm_campaign=pwe

Dynamic Withdrawal Rule-Simplified

Dynamic Withdrawal Rule-Simplified

SA listed property returns: time to moderate expectations | Industry | Moneyweb Today

SA listed property returns: time to moderate expectations | Industry | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Investec Value Fund suspends its performance fee | Industry | Moneyweb Today

Investec Value Fund suspends its performance fee | Industry | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

FT.com: Markets - worst quarter since 2011

http://www.ft.com/intl/cms/s/0/ced50086-66c3-11e5-a57f-21b88f7d973f.html#axzz3nEcPZMm4?ftcamp=engage/email/pwe/newsmine/new/crm&utm_source=newsmine&utm_medium=email&utm_term=pwe&utm_campaign=new

What has been driving markets? | Markets | Moneyweb Today

What has been driving markets? | Markets | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Timing badly: generating poor returns in good strategies

Timing badly: generating poor returns in good strategies

IFA.com: RAFI - an evaluation of performance

https://www.ifa.com/articles/analysis_rafi-based_etfs/

8 Classic Pieces Of Investing Advice From Yankee Legend Yogi Berra

“If you don’t know where you are going, you’ll end up someplace else.”

“We made too many wrong mistakes.”

“A nickel ain’t worth a dime anymore.”

“It’s tough to make predictions, especially about the future.”

“In theory, there is no difference between theory and practice. But in practice, there is.”

“Ninety percent of the game is half mental.”

“If you can’t imitate him, don’t copy him.”

“The future ain’t what it used to be.”

http://www.thetradingreport.com/2015/09/23/8-classic-pieces-of-investing-advice-from-yankee-legend-yogi-berra/

How South Africans invest in passive funds | Opinion | Moneyweb Today

How South Africans invest in passive funds | Opinion | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Swedroe: The Problem(s) With Hedge Funds

Swedroe: The Problem(s) With Hedge Funds

Offshore investing explained in 3 graphs | News | Moneyweb Today

Offshore investing explained in 3 graphs | News | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Fin24: "Rand selloff excessive"

http://www.fin24.com/Economy/Rand-selloff-completely-excessive-analyst-20150911?utm_source=fin24-am-update&utm_medium=email&utm_campaign=Newsletters

Strange money | Opinion | Moneyweb Today

Strange money | Opinion | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Choosing Your Clients Wisely

Choosing Your Clients Wisely

What income are you targeting in retirement? | Opinion | Moneyweb Today

What income are you targeting in retirement? | Opinion | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Great News: Nobody's Born To Excellence

Great News: Nobody's Born To Excellence

Why 4% Could Fail

Why 4% Could Fail

The Believer | Brookings Institution

The Believer | Brookings Institution

Vanguard: The 4% spending/drawdown rule - Is it still relevant today?

http://vanguardadvisorsblog.com/2015/01/05/the-4-spending-rule-20-years-later/

Eight Traits of Highly-Successful Advisors

Eight Traits of Highly-Successful Advisors

SA at risk but not in crisis | Opinion | Moneyweb Today

SA at risk but not in crisis | Opinion | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

What Women Investors Want From Advisors

What Women Investors Want From Advisors

Retirement needs to be redefined

http://qz.com/453447/retirement-needs-to-be-redefined/

FT.com: Debt markets: After the binge

http://on.ft.com/1T3VQzU

Financial advice for retirement savers: Paying for advice without a conflict of interest

http://www.brookings.edu/blogs/up-front/posts/2015/07/29-paying-for-financial-advice-retirement-savers

Wade Pfau: Evaluating Investments versus Insurance in Retirement

http://www.advisorperspectives.com/articles/2015/06/30/evaluating-investments-versus-insurance-in-retirement/2

Ferri: Top 10 Times When Not To Invest

Ferri: Top 10 Times When Not To Invest

The Greek bailout drama: Is this time different?

http://www.brookings.edu/blogs/up-front/posts/2015/07/27-greece-bailout-grexit-pelagidis?utm_campaign=Brookings+Brief&utm_source=hs_email&utm_medium=email&utm_content=20905560&_hsenc=p2ANqtz-8kr57hvmW_QnaWur-LUFdsgtQmNHu4eWi-4qrgecP7Il38sXU0e7fNKxkMgEMdr-5pST4RGoi2RNNN2yFKubhUsRV9JQ&_hsmi=20905560

How A Harvard Economist Screwed Up--And Then Saved--Her Retirement

How A Harvard Economist Screwed Up--And Then Saved--Her Retirement

Arguments against passive investing | Opinion | Moneyweb Today

Arguments against passive investing | Opinion | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Separating the Sizzle from the Steak | Opinion | Moneyweb Today

Separating the Sizzle from the Steak | Opinion | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Nobel prize winner to pension funds: Simplify! | Opinion | Moneyweb Today

Nobel prize winner to pension funds: Simplify! | Opinion | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Global ETF Assets Surpass Hedge Fund Assets

Global ETF Assets Surpass Hedge Fund Assets

The most underrated financial principle | Opinion | Moneyweb Today

The most underrated financial principle | Opinion | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Greece and Europe: Is Europe holding up its end of the bargain?

Greece and Europe: Is Europe holding up its end of the bargain?

What's the point of paying active management fees? | Opinion | Moneyweb Today

What's the point of paying active management fees? | Opinion | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

How A Harvard Economist Screwed Up--And Then Saved--Her Retirement

How A Harvard Economist Screwed Up--And Then Saved--Her Retirement

Greece and Europe reach a deal after all

Greece and Europe reach a deal after all

The Hugely Profitable, Wholly Legal Way To Game The Stock Market

The Hugely Profitable, Wholly Legal Way To Game The Stock Market

The NY Times: Greece’s Debt Crisis Explained

http://www.nytimes.com/interactive/2015/business/international/greece-debt-crisis-euro.html

Germans Forget Postwar History Lesson on Debt Relief in Greece Crisis

http://www.nytimes.com/2015/07/08/business/economy/germanys-debt-history-echoed-in-greece.html?mabReward=A3&moduleDetail=recommendations-1&action=click&contentCollection=International%20Business&region=Footer&module=WhatsNext&version=WhatsNext&contentID=WhatsNext&configSection=article&isLoggedIn=false&src=recg&pgtype=article

Greece’s Russian fantasy; Russia’s European delusion

Greece’s Russian fantasy; Russia’s European delusion

MarketWatch.com: China’s government had no reason to intervene in the stock market

http://www.marketwatch.com/story/chinas-government-had-no-reason-to-intervene-in-the-stock-market-2015-07-07?dist=lbeforebell

Vanguard: The evolution and emerging trends in investing

https://advisors.vanguard.com/VGApp/iip/site/advisor/research/article/ArticleTemplate.xhtml?iigbundle=EWIR070615&sub=858820531&st=R&oeaut=KMWUiNhyxR

Paying a high PE is not always irrational | Opinion | Moneyweb Today

Paying a high PE is not always irrational | Opinion | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Greece and Europe: This way to the exit?

Greece and Europe: This way to the exit?

10 Consequences of Greece's 'No' by Mohamed A. El-Erian

http://www.bloombergview.com/articles/2015-07-05/10-consequences-of-greece-s-no-

Greeks defy Europe with overwhelming referendum 'No' | International | Moneyweb Today

Greeks defy Europe with overwhelming referendum 'No' | International | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Carl Richards: Telling Stories That Blur the Numbers

http://www.behaviorgap.com/telling-stories-that-blur-the-numbers/?_ke=ZGFuaWVAbWVqdy5jby56YQ%3D%3D

MarketWatch.com: Opinion: Why the Greek bailout failed

http://www.marketwatch.com/story/why-the-greek-bailout-failed-2015-07-01?siteid=nwhpm

MarketWatch.com: 5 biggest financial mistakes Gen X and Gen Y make

http://www.marketwatch.com/story/5-biggest-financial-mistakes-gen-x-and-gen-y-make-2015-07-02?dist=lbeforebell

ETF? Don’t you mean EFT? | News | Moneyweb Today

ETF? Don’t you mean EFT? | News | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

What’s At Stake If Greece Exits Eurozone

What’s At Stake If Greece Exits Eurozone

Gross: 6 Possible Triggers For A Market Sell-Off

Gross: 6 Possible Triggers For A Market Sell-Off

In search of an appropriate benchmark | News | Moneyweb Today

In search of an appropriate benchmark | News | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

FAnews :: Changing the negative perception on retirement

FAnews :: Changing the negative perception on retirement

U.S. Stocks Inching Closer To Bubble Territory: Grantham

U.S. Stocks Inching Closer To Bubble Territory: Grantham

MarketWatch.com: What Greece is — and isn’t

http://www.marketwatch.com/story/what-greece-is-and-isnt-2015-06-22?mod=MW_story_recommended_default&Link=obnetwork

MarketWatch.com: These are the 2 main points of contention in the Greek debt saga

http://www.marketwatch.com/story/these-are-the-2-main-points-of-contention-in-the-greek-debt-saga-2015-06-22?dist=tcountdown

Greece: a tragedy and four myths

http://cyprus-mail.com/2015/06/14/greece-a-tragedy-and-four-myths/

Fin24.com: Bleak outlook for SA retirees

http://www.fin24.com/Money/Retirement/Bleak-outlook-for-SA-retirees-20150619?utm_source=fin24-am-update&utm_medium=email&utm_campaign=Newsletters

FT.com: Yellen points to gradual rate rises

http://www.ft.com/intl/cms/s/0/6179fdda-1519-11e5-a587-00144feabdc0.html?siteedition=intl#axzz3dATQvSu1?ftcamp=crm/email/2015?ftcamp=crm/email/2015617/nbe/BreakingNews1/product_a2___a3__/nbe/BreakingNews1/product

Want to retire early? | Opinion | Moneyweb Today

Want to retire early? | Opinion | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

When advisers take the fall | Opinion | Moneyweb Today

When advisers take the fall | Opinion | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

There’s a hole in my bucket dear adviser

There’s a hole in my bucket dear adviser, dear adviser

Limiting choices – why less is more for clients and advisers

Limiting choices – why less is more for clients and advisers

Rob Arnott: 10-Year Returns Look Grim

Rob Arnott: 10-Year Returns Look Grim

SA's unit trust industry lagging global leaders | Industry | Moneyweb Today

SA's unit trust industry lagging global leaders | Industry | Moneyweb Today: Moneyweb Today - Finance and business News in South Africa, JSE Indicators and SENS releases

Substituting Income Annuities For Bond Funds in Retirement

Substituting Income Annuities For Bond Funds in Retirement

FT.com: US created 280,000 jobs in May, smashing forecasts

http://www.ft.com/intl/fastft/335092

FT.com: IMF warns Fed to hold fire on rate rise

http://www.ft.com/intl/cms/s/0/c563d7b0-0ab7-11e5-a8e8-00144feabdc0.html?siteedition=intl#axzz3buXk2htv?ftcamp=crm/email/2015?ftcamp=crm/email/201564/nbe/BreakingNews1/product_a2___a3__/nbe/BreakingNews1/product

MarketWatch.com: How to become a billionaire like Jamie Dimon

http://www.marketwatch.com/story/how-to-become-a-billionaire-like-jamie-dimon-2015-06-03?siteid=nwhpm

Satrix: Index tracker funds-Smarter than you think

http://satrix.co.za/news/index-tracker-funds-smarter-than-the-average-investment/

FT.com: Interior minister warns Greece will default on June IMF repayment

http://www.ft.com/intl/cms/s/0/ba56e594-0204-11e5-82b9-00144feabdc0.html?ftcamp=crm/email/2015?ftcamp=crm/email/2015524/nbe/BreakingNews1/product_a2___a3__/nbe/BreakingNews1/product#axzz3b8BQf6sL

Piet Viljoen RECM: Dark Days for Contrarians

Investing is simple but not easy and the degree of difficulty is determined by the amount of emotion involved. Seldom before has being a contrarian value investor been more difficult. We hold our conviction that the best protection against permanent capital losses – and against the market manipulation of today's central banks – will be cheap assets. So if one can avoid being forced into 'growth' assets by central bank interest rate manipulation and consultant-driven herding behaviour, we think it won't be long before there are rewards for the few who could stay the course. Rewards that will more than make up for the recent tough times for contrarian investors.

Full Article:
https://www.recm.co.za/Views/REVIEW/Article/806?ReturnUrl=%2FViews%2FREVIEW%2F2015%2F1323%2FVolume-29

Ferri: Mistakes Teach Value Of Indexing

Ferri: Mistakes Teach Value Of Indexing

Why ETFs Are Slowly Killing Hedge Funds

Why ETFs Are Slowly Killing Hedge Funds

FT.com: Six banks fined $5.6bn over rigging of foreign exchange markets

http://www.ft.com/intl/cms/s/0/23fa681c-fe73-11e4-be9f-00144feabdc0.html#slide0

Adding A Psychological Edge To Retirement

Adding A Psychological Edge To Retirement

FAnews :: Making steady progress forward in the retirement industry

FAnews :: Making steady progress forward in the retirement industry

Investors warned against timing the market

http://www.fin24.com/Money/Investments/Investors-warned-against-timing-the-market-20150518?utm_source=fin24-am-update&utm_medium=email&utm_campaign=Newsletters

Research Says: Get A life

Research Says: Get A life

MarketWatch:com: Here’s how Americans are eating into their savings

http://www.marketwatch.com/story/survey-says-wed-rather-eat-out-than-save-money-2015-05-14?page=2

Swedroe: Scale Works Against Active Skill

Swedroe: Scale Works Against Active Skill

Mark Mobius: Internet Aggravates Deflation

Mark Mobius: Internet Aggravates Deflation

Source study finds professional investors favour ETPs

http://www.etfexpress.com/2015/05/11/223347/source-study-finds-professional-investors-favour-etps?utm_source=MailingList&utm_medium=email&utm_campaign=etfexpress+12%2F05%2F15

MarketWatch.com: Step aside, Generation X — the millennials are coming

http://www.marketwatch.com/story/step-aside-generation-x-the-millennials-are-coming-2015-05-11?dist=lbeforebell

Financial advisers don't care about millennials, and the feeling is mutual | International | Moneyweb Today

Financial advisers don't care about millennials, and the feeling is mutual | International | Moneyweb Today

Rob Arnott: Smart Beta Is Just A Fun Expression

Rob Arnott: Smart Beta Is Just A Fun Expression

Are We Headed for a Hangover?

Whitepaper - Janus - May 8to22- 2015

FT.com: US adds 223,000 jobs in April, unemployment at 5.4%

http://www.ft.com/intl/fastft/320431

Why We Keep Playing the Lottery

http://nautil.us/issue/4/the-unlikely/why-we-keep-playing-the-lottery

The Bugs in Our Mindware

http://nautil.us/issue/24/error/the-bugs-in-our-mindware

Shiller, Gundlach: It's Not 1929, But ...

http://www.fa-mag.com/news/shiller--gundlach-on-2--gdp-growth--why-2--equity-returns-may-still-beat-bonds-21688.html

Carl Richards: Worry Isn’t Something We Value

http://www.behaviorgap.com/worry-isnt-something-we-value/?_ke=ZHJ3QG13ZWIuY28uemE%3D

"INVEST IN A PONZI SCHEME" Opinion by Ryk van Niekerk, The Investor, MoneyWeb

http://investor.moneyweb.co.za/2015/04/30/invest-in-a-ponzi-scheme/

MarketWatch.com: Investors are borrowing more money than ever to buy stocks

http://www.marketwatch.com/story/investors-are-borrowing-more-money-than-ever-to-buy-stocks-2015-05-04?siteid=nwhpm

MarketWatch.com: What to do if, like Sheryl Sandberg, your spouse dies suddenly

http://www.marketwatch.com/story/what-to-do-if-like-sheryl-sandberg-your-spouse-dies-suddenly-2015-05-04?siteid=nwhpm

Vanguard: Investment success - There are no shortcuts

https://advisors.vanguard.com/VGApp/iip/site/advisor/research/article/ArticleTemplate.xhtml?iigbundle=IWE_CommMcNabbVanguard40&sub=858820531&st=R&oeaut=iwKDjJWdEj

2 Studies That Show Indexing's Virtue

2 Studies That Show Indexing's Virtue

Ben Bernanke: The Slow-growth Fed?

WSJ Editorial Page Watch: The Slow-Growth Fed?

http://www.brookings.edu/blogs/ben-bernanke/posts/2015/04/30-wsj-editorial-slow-growth-fed?utm_campaign=Brookings+Brief&utm_source=hs_email&utm_medium=email&utm_content=17423075&_hsenc=p2ANqtz-_Fq489ofl0jxVb167ha0gDvQmSyMnC-2NEOKcWh4bnMPvlcvT25_VGcZCQ1rdOYgeK3fzbAcW1pMpJsBj16cKwy7BPxg&_hsmi=17423075

Dr. Tom Stanley 1944-2015

Dr. Tom Stanley 1944-2015

Vanguard: Affluent investors: How do they want to communicate?

https://advisors.vanguard.com/VGApp/iip/site/advisor/research/article/ArticleTemplate.xhtml?iigbundle=EWIR042715&sub=858820531&st=R&oeaut=SExEOudocM

Ferri: ETFs Just One Of Many Tools For Investors

Ferri: ETFs Just One Of Many Tools For Investors

No. 1 Ranked Fund Manager Beats S&P 500 For 40 Years

No. 1 Ranked Fund Manager Beats S&P 500 For 40 Years

Manager With Top 5-Year Record Unloads Shares Of Three Companies

Manager With Top 5-Year Record Unloads Shares Of Three Companies

This Is the Worst Retirement Solution Ever

This Is the Worst Retirement Solution Ever

MarketWatch.com: Robo-Advisors versus Humans

http://www.marketwatch.com/story/we-asked-4-robo-advisers-4-human-advisers-for-portfolios-for-the-same-investor-2015-04-21?dist=lbeforebell

Brookings: Greece's big nowhere

http://www.brookings.edu/blogs/up-front/posts/2015/04/17-greece-economy-syriza-pelagidis?utm_campaign=Brookings+Brief&utm_source=hs_email&utm_medium=email&utm_content=17197190&_hsenc=p2ANqtz-_cC_fM3-4aobX0Z5o3vMRz8_yUMV0xpYJq5HiFfCyhAbQ8WCJx5OdSoRzfjXQGB7-6gON-RqmxLgVvPw0LkTFGHbkjaw&_hsmi=17197190

Vanguard: Improving investor decision-making

https://advisors.vanguard.com/VGApp/iip/site/advisor/research/article/ArticleTemplate.xhtml?iigbundle=EWIR042015&sub=858820531&st=R&oeaut=QImKZKpiTf

MitonOptimal: The case for passive and active investment management

http://www.mitonoptimal.com/include/pdf/media/420/Weeklycomment.pdf

fin24.com: Hot-money flight won’t derail SA stocks, says JSE

http://www.fin24.com/Markets/Equities/Hot-money-flight-wont-derail-SA-stocks-says-JSE-20150417

FT.com: China first quarter GDP slows to 7%

http://on.ft.com/1FHLnmK

FT.com: Biotech: Making sense of the science

FT.com: As big pharma bets huge sums on the next breakthrough drugs, some investors fear another bubble....



http://www.ft.com/intl/cms/s/0/fd99c020-e1b5-11e4-bb7f-00144feab7de.html?ftcamp=crm/email/2015414/nbe/Analysis/product&siteedition=intl#axzz3XGwRMyxL

Should we work forever?

Should we work forever?

MarketWatch.com: Why most millennials don’t invest in the stock market

http://www.marketwatch.com/story/why-most-millennials-dont-invest-in-the-stock-market-2015-04-09?siteid=nwhpm

Nick Murray Scolds Those Hawking Low-Volatility Funds

Nick Murray Scolds Those Hawking Low-Volatility Funds

Bogle: Investors Are Now Driving Ethics

Bogle: Investors Are Now Driving Ethics

etfexpress.com: Divergence in monetary policy creates unusual state of affairs

http://www.etfexpress.com/2015/04/08/221146/divergence-monetary-policy-creates-unusual-state-affairs

The issue with impulse investing | Opinion | Moneyweb Today

The issue with impulse investing | Opinion | Moneyweb Today

Minerd: US Equities Could Rally 20% More

Minerd: US Equities Could Rally 20% More

John Bogle: Broker Behavior Costs Investors

John Bogle: Broker Behavior Costs Investors

Rick Ferri’s 30 Year Market Forecast

Rick Ferri’s 30 Year Market Forecast

MarketWatch.com: 2015’s volatile first quarter explained in 7 charts

http://www.marketwatch.com/story/heres-what-drove-markets-in-2015s-volatile-first-quarter-2015-03-31?siteid=nwhpm

Three Pillars Of Peace Of Mind In Retirement

Three Pillars Of Peace Of Mind In Retirement

No. 1 Ranked Fund Manager Beats S&P 500 For 40 Years

No. 1 Ranked Fund Manager Beats S&P 500 For 40 Years

Vanguard’s Mutual Funds Better Than Its ETFs

Vanguard’s Mutual Funds Better Than Its ETFs

Howard Buffett Funds Helicopter For South Africa Poaching Patrol

Howard Buffett Funds Helicopter For South Africa Poaching Patrol

FT.com: US Fed frees its hand to raise rates

http://www.ft.com/intl/cms/s/0/ae8ddc82-cd92-11e4-8760-00144feab7de.html#axzz3UlJZub8X?ftcamp=crm/email/2015?ftcamp=crm/email/2015318/nbe/BreakingNews1/product_a2___a3__/nbe/BreakingNews1/product

Nautilus: Yes, You’re Irrational, and Yes, That’s OK

http://nautil.us/issue/21/information/yes-youre-irrational-and-yes-thats-ok?_ke=ZHJ3QG13ZWIuY28uemE%3D

Carl Richards: The Hedge Fund Conundrum

http://www.behaviorgap.com/the-hedge-fund-conundrum/?_ke=ZHJ3QG13ZWIuY28uemE%3D

FT.com: US jobs rise 295,000 in February, unemployment 5.5%

http://www.ft.com/intl/fastft/287692

FT.com: Stock markets: where have the good times gone?

http://www.ft.com/intl/cms/s/0/7f473d26-be68-11e4-8036-00144feab7de.html?ftcamp=crm/email/201532/nbe/Analysis/product#slide0

Investing All Comes Down To Luck, Kahneman Says

Investing All Comes Down To Luck, Kahneman Says

MarketWatch.com: One big fear with a strong dollar: a stock market bubble

http://www.marketwatch.com/story/one-big-fear-with-a-strong-dollar-a-stock-market-bubble-2015-02-12

Exploring human irrationality through primates

http://yaledailynews.com/blog/2015/02/03/qa-exploring-human-irrationality-through-primates/

How To Fight Back Against High Mutual Fund Fees

How To Fight Back Against High Mutual Fund Fees

FT.com: Bonds: Caught in a debt trap

The markets’ verdict on central bank policies is that they are failing on inflation and growth

http://www.ft.com/intl/cms/s/0/86bd4a36-a60e-11e4-9bd3-00144feab7de.html?ftcamp=crm/email/2015129/nbe/Analysis/product&siteedition=intl#axzz3QC0lg8vk

Most People Cannot Weather A 'Rainy Day,' Survey Says

Most People Cannot Weather A 'Rainy Day,' Survey Says

The World's 10 Best Places To Retire

The World's 10 Best Places To Retire

FT.com: China GDP growth lowest in 24 years

http://www.ft.com/intl/cms/s/0/760621a8-9fcf-11e4-aa89-00144feab7de.html?siteedition=uk#axzz3PDuelxfz?ftcamp=crm/email/2015?ftcamp=crm/email/2015119/nbe/BreakingNews1/product_a2___a3__/nbe/BreakingNews1/product

FT.com: An economist’s advice to astrologers by Martin Wolf

http://www.ft.com/intl/cms/s/0/d1a0899a-94bc-11e4-b32c-00144feabdc0.html?ftcamp=crm/email/follow/author/Q0ItMDAwMDkwMA==-QXV0aG9ycw==/product&siteedition=intl#axzz3O7OOBkxL